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💬 Usage Guide

This page explains how to use the Micro-Loan Eligibility App to check your loan eligibility.

1️⃣ Dashboard Overview

After logging in, you will see the dashboard with two main sections:

  • Chat Assistant – Interact with the AI to ask questions about your loan eligibility
  • Data Upload – Upload your SME financial data (CSV files) for analysis

2️⃣ Uploading Your Financial Data

  1. Click on the Upload Data section.
  2. Select your financial CSV file from your device.
  3. Click Upload.
  4. The app will confirm successful upload:

Make sure your CSV contains accurate financial data for the best AI recommendations.

3️⃣ Interacting with the Chat Assistant

  1. Go to the Chat Assistant section.
  2. Type your question or request in the chat box, for example:
  3. "Should I take a loan of $5,000?"
  4. "What’s my recommended loan amount?"
  5. Press Enter or click Send.
  6. The AI assistant will analyze your uploaded data and respond with advice:
  7. ✅ Take the loan
  8. ⚖️ Take a smaller loan
  9. ❌ Do not take a loan

4️⃣ Tips for Effective Use

  • Ask clear, specific questions to get the best advice.
  • You can upload updated CSV files anytime to get new recommendations.
  • The chat session history is maintained as long as you stay logged in.

5️⃣ Example Workflow

  1. Upload your financial CSV.
  2. Ask the AI: "Can I take a loan of $10,000?"
  3. The AI analyzes your data and replies: "⚖️ You should consider taking a smaller loan of $5,000."
  4. Adjust your loan request and ask follow-up questions.

💡 Pro Tip: The AI assistant can also explain why a particular recommendation was made — just ask in the chat!